Career
The Confidence Paycheck: How to Talk About Money Without Cringing
Money talk has a reputation for being awkward — the verbal equivalent of stepping on a Lego. But the truth is, confidence around money isn’t about having more of it. It’s about learning to speak about it — clearly, calmly, and without the shame or fear we’ve been taught to carry.
Start Small (and Safe)
If talking numbers makes you sweat, start in low-stakes settings. Split bills with friends, talk about budgeting tips, or share how you track expenses. Treat money like any other life topic — because it is. The more you practice, the less taboo it feels.
Reframe the “Ask”
Whether it’s a raise, a freelance rate, or a project fee, remember: negotiation isn’t confrontation. You’re not demanding — you’re aligning value. Research what’s fair, state your number confidently, then stop talking. Silence after the ask isn’t awkward; it’s power.
Drop the Apology Tone
Women especially are taught to soften financial conversations — “Sorry, but could we maybe…” No. Replace sorry with thank you for considering or based on my experience. Assertiveness isn’t rudeness — it’s clarity.
Know Your Numbers
Confidence grows with familiarity. Check your accounts regularly, even when you don’t want to. Awareness turns anxiety into control. You can’t change what you don’t look at — and seeing the full picture is the first step to making better moves.
Normalize the Conversation
The more we talk about money, the less weird it gets. Share ranges, not secrets. Talk about how you learned to budget, what you wish you’d known earlier, what tools help. The silence around money only benefits the systems that profit from confusion.
